Directory / Medical insurance

Medical insurance & takaful

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Minimum annual limitMinimum room & board / dayAge in completed yearsFor ages 1–100. No date of birth needed.Plan structureDeductible arrangementOrder results

Benefits stated in the researchCashless admission optionOutpatient cancer treatmentKidney dialysis

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A starting point for your research. Benefits depend on the policy terms and may change. “Not stated” means the research did not supply that detail. Confirm the latest terms and eligibility with the insurer.

Insurance

Liberty General Insurance Berhad

MediGUARD Supreme

Plan 5

Standalone

Annual limit: RM 250,000
Room & board: RM 500 per day (Plan 5, max 180 days)

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Insurance

Generali Life Insurance Malaysia Berhad

OneMedic Plus

Elite 2

Investment-Linked Rider

Annual limit: RM 2,500,000
Room & board: RM 300 per day

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Insurance

Liberty General Insurance Berhad

Kurnia mediGUARD Premier

Plan 2 (RM180 Room & Board)

Standalone

Annual limit: RM70,000
Room & board: RM180/day up to 365 days

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Insurance

The Pacific Insurance Berhad

PACIFIC Medi-Pro

Plan 350

Standalone

Annual limit: RM 1,500,000 per year (Sections A+B combined)
Room & board: RM 350 per day (max 365 days; Single Bed room category)

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Insurance

Liberty General Insurance Berhad

Kurnia mediGUARD Premier

Plan 6 (RM600 Room & Board)

Standalone

Annual limit: RM150,000
Room & board: RM600/day up to 365 days

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Insurance

Lonpac Insurance Bhd

MediSecure Centurial

Plan 3

Standalone

Annual limit: RM 520,000 per year (Overall Annual Limit; effective 1 April 2025 to 31 March 2028; increases 10% of original RM400,000 every 3 years)
Room & board: RM 1,040 per day (effective 1 April 2025 to 31 March 2028; increases 10% of original RM800/day every 3 years)

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Insurance

The Pacific Insurance Berhad

PACIFIC Medi-Pro

Plan 200

Standalone

Annual limit: RM 1,000,000 per year (Sections A+B combined)
Room & board: RM 200 per day (max 365 days; Double Bed room category)

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Insurance

Lonpac Insurance Bhd

MediSecure Centurial

Plan 2

Standalone

Annual limit: RM 585,000 per year (Overall Annual Limit; effective 1 April 2025 to 31 March 2028; increases 10% of original RM450,000 every 3 years)
Room & board: RM 1,170 per day (effective 1 April 2025 to 31 March 2028; increases 10% of original RM900/day every 3 years)

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Takaful

Hong Leong MSIG Takaful Berhad