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Generali Insurance Malaysia Berhad

SmartCare Optimum Plus

Plan 4

InsuranceStandaloneHospital & SurgicalIndividual / Family

Explore key limits for SmartCare Optimum Plus from Generali Insurance Malaysia Berhad.

Research dated 2026-07-27. Check current availability with the insurer.

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A starting point for your research. Benefits depend on the policy terms and may change. “Not stated” means the research did not supply that detail. Confirm the latest terms and eligibility with the insurer.

At a glance

Annual limit
RM 100,000 per year (Section A and B combined)
Room & board
RM 150 per day (up to 180 days per year)

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