MEDICAL.MY — Malaysia Medical Services Portal

Medical insurance & takaful

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Explore medical plans, understand the benefits and compare what you may need to pay.

300+ insurance options

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300+ plans to explore

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A starting point for your research. Benefits depend on the policy terms and may change. “Not stated” means the research did not supply that detail. Confirm the latest terms and eligibility with the insurer.

Insurance

The Pacific Insurance Berhad

PACIFIC Medi-Pac

Plan B

Standalone

Annual limit
RM 80,000 per year
Room & board
RM 300 per day

Free account unlocks full benefits & comparisons.

Insurance

Sun Life Malaysia Assurance Berhad

Shield Medi Care Max

Plan 300 (RM10,000 Deductible)

Investment-Linked Rider

Annual limit
RM 3,000,000
Room & board
RM 300 per day (max 180 days per policy year; increases by 25% of initial R&B every 3 claim-free policy years, max 200% of initial rate)

Free account unlocks full benefits & comparisons.

Insurance

Lonpac Insurance Bhd

MediSecure Centurial

Plan 6

Standalone

Annual limit
RM 325,000 per year (Overall Annual Limit; effective 1 April 2025 to 31 March 2028; increases 10% of original RM250,000 every 3 years)
Room & board
RM 650 per day (effective 1 April 2025 to 31 March 2028; increases 10% of original RM500/day every 3 years)

Free account unlocks full benefits & comparisons.

Insurance

Etiqa Life Insurance Berhad

OneMedical

Plan 1

Standalone

Annual limit
RM 50,000
Room & board
RM 160 per day

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Insurance

Generali Insurance Malaysia Berhad

SmartCare Optimum Plus

Plan 4

Standalone

Annual limit
RM 100,000 per year (Section A and B combined)
Room & board
RM 150 per day (up to 180 days per year)

Free account unlocks full benefits & comparisons.

Insurance

The Pacific Insurance Berhad

PACIFIC Medi-Major Plus

Plan D

Standalone

Annual limit
RM 200,000 per year
Room & board
RM 500 per day (daily maximum incurred during policy period)

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Takaful

AIA PUBLIC Takaful Bhd.

A-Plus Health Flex-i

Standard Plan

Rider

Annual limit
RM 2,000,000 per annum
Room & board
Not Stated (top-up plan; deductible satisfied by existing medical card covering first RM20,000)

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